Rehabilitation Loan Program

Determine Your Eligibility

Research and determine if you are eligible for the CalHome Owner-Occupied Rehabilitation Loan Program

Fill Out The Application

Once you have determined that you are eligible for the program you can fill out the online form or download the form and mail it back to us. You can email Rehab@marinhousing.org, or call (415) 491-2550 to have an application mailed to you as well.

Interview

After you complete your application, you are interviewed at your home by a rehab specialist who determines your eligibility. He or she does a preliminary review of the property and explains the program in detail.

Planning

Following consultation with the local building department and/or building professionals, the specialist reviews with you the proposed scope of work and helps you prioritize those items identified for rehab. He/she can also assist you in soliciting bids from building contractors. 

Submitted for Approval

Once the final scope of work has been determined and bids obtained, your loan application must be approved by Marin Housing. Loan documents are then prepared, signed and recorded and the loan funded.

Funds Provided

The loan funds are placed in a construction disbursement account. With assistance from the specialist, you enter into a contract with the parties selected to do the work and apply for a building permit, if required. Once the permit is issued, construction can begin.

Work Performed

The specialist assists you in monitoring construction and issues payments to the contractors as the work progresses. During this process the local building inspector inspects the work for compliance with building code requirements and finals the building permit upon completion.